About Us
About Us
Clear Credit Solutions was founded in 2020 and we have been growing ever since. We believe in the thought that if you change your credit score you can change your financial future.
Our approach is to first provide you with financial and credit education to help you understand how credit works. With the education we provide you will forever be armed with the tools necessary to improve your credit and financial life.
Every team member has gone through extensive training and continuous learning to ensure we are up to date with the latest changes in the industry, current federal regulations and state laws.
Our Vision
To help clients change their financial lives by improving their credit scores.
Our Mision
Our mission is to educate the community and impact the financial lives of generations to come.
We’ll Improve Your Credit
Clear Credit Solutions has proven methods to help you improve your credit. Our approach is to remove inaccurate information from your credit report using various consumer laws, federal and state regulations.
Credit Consultation
At the scheduled consultation we will help you identify items that are negatively impacting your credit scores and positive items that are helping your credit score. Our team of experts will do a full analysis, provide you with a report and make recommendations that meet your budget and goals. In addition we will also answer any questions that you may have about the process and walk you through the next steps.
35%
Payment History
30%
revolving debt ratio
15%
average age of file
10%
mix of credit
10%
inquiries
Credit Reports
It’s estimated that 80% of credit reports have errors such as incorrect spelling of your name, address, date of birth, etc. This means that it is very likely that there could be other discrepancies on your credit report. Every consumer is able to receive a free copy of their credit report once a year from annualcreditreport.com. However the credit scores are sold separately.
We use a third party provider, such as Identity IQ or Smart Credit, to obtain your credit scores and reports every 30 days. These third party companies provide a host of benefits to you and a discounted rate due to our partnership.
Getting Started
Once you make the decision to enroll the rest is easy. After the consultation we will recommend a plan for you and start the onboarding process. The Credit Consultant that you speak with will help you with the enrollment process. Next our New Client Enrollment Center will create a welcome package for you and notify you via email and/or text message.
Following the successful completion of onboarding you will receive your credit analysis report, credit report, payment schedule.