About Us
About Us
Clear Credit Solutions was founded in 2020 and we have been growing ever since. We believe that improving your credit score can transform your financial future.
Our approach is to first provide you with financial and credit education to help you understand how credit works. With the education we provide you will forever be armed with the tools necessary to improve your credit and financial life.
Every team member has gone through extensive training and continuous learning to ensure we are up to date with the latest changes in the industry, current federal regulations and state laws.
Our Vision
To help clients change their financial lives by improving their credit scores.
Our Mision
Our mission is to educate the community and impact the financial lives of generations to come.
We’ll Improve Your Credit
Clear Credit Solutions has proven methods to help you improve your credit. Our approach is to remove inaccurate information from your credit report using various consumer laws, federal and state regulations.
Credit Consultation
After you sign the client agreement and complete the onboarding process, we’ll contact you via phone to schedule an onboarding meeting. During this meeting, we’ll identify factors that are negatively affecting your credit score as well as positive aspects that are benefiting it. Our experts will perform a comprehensive analysis, provide you with a detailed report, and offer recommendations tailored to your budget and goals. We’ll also address any questions you have about the process and guide you through the next steps.
Due to TSR compliance regulations, we’re unable to conduct consultations or discuss specific details about our services over the phone until we have a signed client agreement on file. This is to protect both your privacy and ensure we’re operating within legal guidelines. If we do not have a client agreement on file the only ways we can communicate with you are via email, chat and text message
35%
Payment History
30%
revolving debt ratio
15%
average age of file
10%
mix of credit
10%
inquiries
Credit Reports
It’s estimated that 80% of credit reports have errors such as incorrect spelling of your name, address, date of birth, etc. This means that it is very likely that there could be other discrepancies on your credit report. Every consumer is able to receive a free copy of their credit report once a year from annualcreditreport.com. However the credit scores are sold separately.
We use third-party providers like Identity IQ, My Free Score Now, My Score IQ, or Smart Credit to obtain your credit scores and credit reports every 30 days. Thanks to our partnership with these companies, you benefit from their comprehensive services at a discounted rate.
Getting Started
Once you decide to enroll, the process is straightforward. After choosing your plan, signing the client agreement, and completing the onboarding, we’ll start working on your file. Our New Client Enrollment Center will then contact you by phone to schedule your onboarding meeting.